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SHIVE PRAKASH MISHRA

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A BRIEF PROFILE

Name                         SHIVE PRAKASH MISHRA

Address                       B 1203, La Palace,

                                     Opposite Sahara Ganj

                                     Hazrat Ganj

                                     LUCKNOW 226001                                    

                                    (U.P.) INDIA
                                    

                                     Mobile -917897992401

                                     Phone (Office)  +91, 
                                     Fax                     +91

                                     E-mail  shive.mishra@sbi.co.in 

                                                  shivemishra@gmail.com

                                     Blog       http://shivemishra.blogspot.com

                                                    http://mishrasp.blogspot.com

Date of birth                January 8,1959


Present Employer       State Bank of India


Designation                 Regional Manager

   PROFESSIONAL SYNOPSIS               

Ø A veteran in the field, with wide and rich experience of 24 years in various positions in all the spheres of Banking.

 Ø Result oriented team leader with a proven track record who has established himself as a star performer.

Ø With proactive, enthusiastic and dedicated approach has earned a number of rewards, recognition and appreciation for profitability, business development, cross selling, NPA management and efficient administration.

 Ø Significant exposure in Corporate, Retail & Personal, Agriculture and International Banking.

Ø Achieved distinct recognition in credit management and risk mitigation.

Ø As an IT Head, earned appreciation in migrating branches to Core Banking Solution CBS). Ensuring optimum avialability of network, emplementation of new technology innovations and upkeping of technology plateform, Information Security and IS audit and compliance.

Ø Excellent track record of ATM management and popularizing Internet Banking and other technology products.

 Ø Remarkable contribution in Budgeting, Planning, Performance Monitoring and MIS.

Ø In depth knowledge of Practice & Law of Banking and legal aspect affecting Banks.

CURRENT ASSIGNMENT:

(a)  REGIONAL MANAGER :  Regional Business Office, RaeBareli (comprising Raebareli, Amethi & Fatehpur Districts). 

  •  As a Regional Head responsible for smooth running of 66 Branches / units in  Raebareli, Amethi and Fatehpur Districts.·      
  •  Key performance areas -   business development and profitability.
  •   Business comprises of Deposits (>Rs 3000 cr), Loan & Advances (>Rs500 Cr) Government Business, Insurance, Mutual Funds, Remittances Miscellaneous business and Services for a variety of business. 
  •  Human resource working under me  comprises of 7 Chief Managers (Senior Management positions), 35 Managers (Middle Management Positions), 35 Deputy Managers (Middle Management positions ) and 56 Assistant Managers (Junior Management positions) and more than 500 Staff.
  •  Excellent growth in Deposit, Advances, profitability , Insurance, Mutual Fund and Remittances.·       Remarkable contribution in financial inclusion and Rural Banking. 
  • Created social impressions of Banking and expand social penetration of  Banking.

 

 

 

WORK EXPERIENCE:

 

 

(a)ASSTT. GENERAL MANAGER (IT)

 

  • As IT Head (AGM-ITS) responsible for smooth functioning of  technology plate form of all Branches/Offices (more than 1250) across U.P.
  • Implementation of new technology innovations of the Bank
  • Execution of new technology projects
  • Development  of new softwares , programs  for internal use
  • Development of MIS reports for Top Management and internal users
  • Ensuring optimum availability of network
  • Vendors management
  • Procurement of Hardware /Software
  • Ensuring information security and implementation of Bank’s IS Policy
  • Arranging IS audit and ensuring compliance.

 REGIONAL MANAGER :  Regional Business Office, Gorakhpur. 

  •  As a Regional Head responsible for smooth running of 55 Branches / units in Gorakhpur  Region.·      
  •  Key performance areas -   business development and profitability.
  •   Business comprises of Deposits (>Rs 3000 cr), Loan & Advances (>Rs500 Cr) Government Business, Insurance, Mutual Funds, Remittances Miscellaneous business and Services for a variety of business. 
  •  Human resource working under me  comprises of 7 Chief Managers (Senior Management positions), 35 Managers (Middle Management Positions), 35 Deputy Managers (Middle Management positions ) and 56 Assistant Managers (Junior Management positions) and more than 500 Staff.
  •  Excellent growth in Deposit, Advances, profitability , Insurance, Mutual Fund and Remittances.·       Remarkable contribution in financial inclusion and Rural Banking. 
  • Created social impressions of Banking and expand social penetration of  Banking.

 

(b) BRANCH HEAD OF A VERY LARGE SIZE BRANCH:

„« As  Assistant General Manager, I have headed a Main Branch of State Bank of India  at Gorakhpur, which is a very large size branch with deposits and advances base of more than Rs 1800 Cr and team of 160 employees, which includes 25 middle and senior level Officers. This state of the art branch is a CBS (Core Banking Solution) branch having almost all the Banking products supported by latest technology. The branch has more than 60000 customer accounts and broadly covers Corporate, Retail & International Banking, NRI and Govt. business. The branch has a dedicated division "Mega Bazar" for cross selling of products of SBI life & General Insurance, Mutual Funds of SBI, UTI & others. The branch also has de-mat & e-trading accounts and Gold sale business. The Branch provides total Banking Solution to Employees Provident Fund and Employees State Insurance Organisations beside providing cash management solution to Indian Oil Corpn., Hindustan Petroleum, L&T, Bharat Petroleum etc.

(c) CORPORATE, RETAIL, AGRICULTURE & CROSS SELLING:
(MORE THAN 7 YEARS)

„« I have worked as Chief Manager (Advances / Credit support) under Zonal office Kanpur and was responsible for credit portfolio of 41 branches situated in different locations in metro, urban, semi-urban and rural areas of four districts. My key responsibility areas were, business development, processing high value proposal, sanction and monitoring advances' portfolio of the Region. I was frequently visiting branches, guiding them in sanction, supervision and follow up, meeting with valuable customers, organizing farmers, traders and other customers meet, identifying cluster for credit delivery and meeting with District and other Government functionaries for mobilizing funds. The most important area of my assignment was to prepare branches for different audits viz Inspection and Audit (normal internal audit conducted by corporate centre), Statutory Audit, Credit Audit, Income Audit, Spot Audit, RBI and Govt. Audit. I was also responsible for NPA management and recovery of overdue. The role also included initiation of legal action and monitoring of lawsuits pending in different courts /Tribunals.

„« I have worked as Branch Manager for 21/2 years at a rural centre comprising Retail and agriculture business. The branch was a chronic loss-making branch, which was turn around during my stay. The inspection and audit rating of the branch was improved to "Efficiently Run" which is the highest rating of a SBI branch.

„« I have also worked as Asset. Manager (Advances) i.e. Field Officer at LalaImli branch Kanpur. I was looking after portfolio of British India Corporation( the famous brand Lal Imli& Dhariwal)which was around 100 crores.

(d) INFORMATION TECHNOLOGY (5 YEARS)


COMPUTERISATION & NETWORKING

„« I have worked as Chief Manager (IT) and was posted in Kanpur Module for two years. I was responsible for migrating 200 branches on CBS (Core Banking Solution). With a strong & dedicated team of Project Officers, Programmers, Support officers I was responsible for procurement of hardware, arranging infrastructure like ISDN, leased lines , V-Sat etc, preparation and purification of data, networking, migration of branches on new plate form and providing hand holding support for smooth functioning of branches.

„« I was also responsible for installation of new ATMs and their maintenance. My job was also to monitor the hit rate, availability and issuance and activation of ATM cards. The job required constant liaison with vendors.

„« I was also In charge of Zonal Office Computer Centre which was responsible for collation and processing of data of entire module comprising of more than 200 business units and ware housing and mining for different users.

MANAGER DATA PROCESSING CENTRE:

„« I was posted as Manager (Data Processing Centre) for 3 years at Local Head Office, Lucknow which is responsible for execution of a large number of data projects. The department requires to procure the data from different operating units, process, analyse and distribute for decision-making process and also to preserve in data warehouse for future reference.

(e) BUDGETING, PLANNING AND PERFORMANCE MONITORING:

„« For more than 3 years I was pasted as manager in Budget, performance monitoring and MIS department in Local Head Office, Lucknow. The job required preparation of Budget for business and profitability of the Circle consisting of more than 900 branches and offices in U.P. /Uttranchal. I was also involved in formulation of Policy Guidelines for the branches ( a strategy paper for the branches. The also required analyzing performance data and presenting it to Circle Management Committee (CMC) on monthly basis or more frequently as required by them, for review to enable them to take corrective measures accordingly. I was also responsible to carry out study /arrange study to on different aspect of business and profitability for perusal by CMC / submission to Corporate centre.

(f) HUMAN RESOURCE AND INDUSTRIAL RELATION (2 ½ years)

„« I was posted as Dy. Manager (HR & IR) in the Zonal Office and was responsible for HR function of more than 40 branches. The role included training, transfer & placement, annual appraisals, industrial dispute cases in courts and tribunals and other miscellaneous functions.

(g) FOREX AND INTERNATIONAL BANKING

„« I was In-charge of Forex division at Lal Imli branch and was dealing with mainly import & export bills, forward contracts, opening of LCs, sell and purchase of Foreign currencies. I got ample opportunities to learn rules & regulation of RBI, FEDAI & Govt of India in this regard.


TRAINING AND DEVELOPMENT:

o IIM LUCKNOW: Sponsored by the Bank to IIM Lucknow for "Leadership programme for top executives".

o LAL BAHADUR SHASTRI INSTITUTE OF MANAGEMENT LUCKNOW: Sponsored by the Bank to attend a "programme on dealing with problem people".

o STATE BANK INSTITUTE OF COMMUNICATION AND MANAGEMENT HYDERABAD: Deputed by the bank for "Technology Orientation Programme" which was completed in 7 phases of one week each spreading one year period, covering all important IT issues for senior management functionaries. The programmes were organized in association with specialists of the respective fields.

o STATE BANK ACADEMY GURGAON : -Deputed for "Financial Management Programme for senior management conducted in association with IMS. Also attended programmes on High value advances, Management development programme, programme on International Banking and forex

o STAFF COLLEGE HYDERABAD : Deputed for ‘Executive Development Programme' , Programme on Treasury & Risk Management' and "programme on Branch Management"

o STATE BANK INSTITUTE OF RURAL DEVELOPMENT HYDERABAD: Deputed for "Micro Financing & Rural Development", "Prgramme for Agriculture and Allied activities", and Programme on high value Agl projects"

o SBI LEARNING CENTRE CALCUTTA : One month induction progrmme on all aspects of practice law & Banking

o SBI LEARNING CENTRE INDORE : One month long intermediation programme on practical aspects of Banking .

o OPERATIONAL TRAINING AT BRANCHES: During two year probation period well structured in depth training programme covering all areas of Banking viz Corporate, Retail, Forex, Rural & Agricultral and Cross Selling at different branches.

 

ACADEMIC QUALIFICATION:

• First Class Science Graduate with 68 % marks
• CAIIB from Indian Institute of Banking and Finance, Mumbai
• PG Diploma in Management from AIMA New Delhi

• CIF


Present Designation          Assistant General Manager


Remuneration                 > INR 18 Lacs at Lucknow


Interest in other areas   Writing Poems which are published news papers and magazines

Resume in PDF format avialable in MY FILES

ABOUT THE EMPLOYER 

State Bank of India, with you all the way

The State Bank of India, the country's oldest Bank and a premier in terms of balance sheet size, number of branches, market capitalization and profits is today going through a momentous phase of Change and Transformation - the two hundred year old Public sector behemoth is today stirring out of its Public Sector legacy and moving with an agility to give the Private and Foreign Banks a run for their money.

 

The bank is entering into many new businesses with strategic tie ups - Pension Funds, General Insurance, Custodial Services, Private Equity, Mobile Banking, Point of Sale Merchant Acquisition, Advisory Services, structured products etc - each one of these initiatives having a huge potential for growth.

 

The Bank is forging ahead with cutting edge technology and innovative new banking models, to expand its Rural Banking base, looking at the vast untapped potential in the hinterland and proposes to cover 100,000 villages in the next two years.

 

It is also focusing at the top end of the market, on whole sale banking capabilities to provide India's growing mid / large Corporate with a complete array of products and services. It is consolidating its global treasury operations and entering into structured products and derivative instruments. Today, the Bank is the largest provider of infrastructure debt and the largest arranger of external commercial borrowings in the country. It is the only Indian bank to feature in the Fortune 500 list.

 

The Bank is changing outdated front and back end processes to modern customer friendly processes to help improve the total customer experience. With about 8500 of its own 10000 branches and another 5100 branches of its Associate Banks already networked, today it offers the largest banking network to the Indian customer. The Bank is also in the process of providing complete payment solution to its clientele with its over 8500 ATMs, and other electronic channels such as Internet banking, debit cards, mobile banking, etc.

 

With four national level Apex Training Colleges and 54 learning Centres spread all over the country the Bank is continuously engaged in skill enhancement of its employees. Some of the training programes are attended by bankers from banks in other countries.

 

The bank is also looking at opportunities to grow in size in India as well as Internationally. It presently has 82 foreign offices in 32 countries across the globe. It has also 7 Subsidiaries in India - SBI Capital Markets, SBICAP Securities, SBI DFHI, SBI Factors, SBI Life and SBI Cards - forming a formidable group in the Indian Banking scenario. It is in the process of raising capital for its growth and also consolidating its various holdings.

 

Throughout all this change, the Bank is also attempting to change old mindsets, attitudes and take all employees together on this exciting road to Transformation. In a recently concluded mass internal communication programme termed ‘Parivartan' the Bank rolled out over 3300 two day workshops across the country and covered over 130,000 employees in a period of 100 days using about 400 Trainers, to drive home the message of Change and inclusiveness. The workshops fired the imagination of the employees with some other banks in India as well as other Public Sector Organizations seeking to emulate the programme.

 

The CNN IBN, Network 18 recognized this momentous transformation journey, the State Bank of India is undertaking, and has awarded the prestigious Indian of the Year - Business, to its Chairman, Mr. O. P. Bhatt in January 2008.